The Dangers Of Impatient Driving

Anyone who drives regularly sees impatient drivers.  Common examples are those who tailgate (and even honk and flash their brights) to “push” someone forward or out of their way.  Or those drivers who fly by you on the left so he can cut in front of you to exit a highway.  Most of these maneuvers have very little “return on investment”.  They may result in the aggressive driver getting what he or she wants, but the savings in time is often just a few seconds.

So why do motorists engage in such dangerous activity when there is so little gain?  They are obviously ignoring the serious risks when they engage in such maneuvers.  Otherwise, they likely wouldn’t be doing these things.

Case in point:  Last week, a San Francisco driver of this Porsche 911 tried to get around a line of stopped cars by sneaking through a coned off area.  The concrete may have looked solid but it was actually fresh cement!

The Porsche sustained $1,000s in damages to its undercarriage and brakes.  The driver remained in the Porsche while 6 construction workers labored to extricate him and his vehicle.  The driver claimed that he remained in the driver seat to avoid damaging his interior but probably he wanted to also minimize his embarrassment.

Any lessons here?

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Crossover Mirror Law Enacted

I reported last May in a posted entitled “Truck Crossover Mirrors To Be Required” that a cross over mirror law was “picking up steam” and now, as of January 13, 2012, it is the law in New York.  All trucks now are required to have them.

These special mirrors allow truck drivers to see pedestrians who are immediately in front of their vehicles.  Crossover mirrors eliminate a truck’s front end “blind spot” (see below) and, therefore, should reduce pedestrian accidents.

Crossover mirrors are not a new idea, however.  School buses have been required to have them since the 1970s.  It is long overdue for trucks to have them too.

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New York Move Over Law Amended

Effective Jan. 1, 2012, New York’s “move over” law — which already governs police cars and ambulances — will require motorists to move over (or at the very least slow down) when approaching tow trucks, snow plows and other vehicles performing road maintenance, construction or repair.  Specifically, the law will require motorists to move over whenever approaching a vehicle on the shoulder or in a lane of travel that is displaying red, white, blue and/or amber lights.  Under the old law, a “move over” was required only for vehicles displaying red and/or white lights (i.e., police cars and ambulances).

In 2011, state troopers issued roughly 16,000 citations for the Move Over Law in its current form.  With its expansion, we can expect the issuance of even more “move over” law tickets.

The New York State DOT has 100 work zones set up across the state each day.  Last year, there were 100 accidents or intrusions involving drivers in those work zones.  We expect that these areas will become “move over” enforcement zones (i.e., that police officers will be patrolling work zones looking for motorists who fail to move over).  Keep in mind that speeding in a work zone already is more serious than regularly speeding with doubled fines, a suspension for two convictions to speeding in a work zone and courts less lenient in plea bargaining these types of speeds.

Five DOT workers lost their lives in highway accidents through the years and, last November, a tow truck operator was struck and killed near Syracuse while tending to a disabled vehicle on the New York State Thruway.  The expanded move over law is aimed to reduce these types of accidents.

The $275 fine and 3 points under the expanded “move over” law statute remains the same.

Below is the text of the amended move over law with the new language underlined and bolded.

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Does A Speeding Ticket Affect My Auto Insurance Rates?

As a New York traffic ticket lawyer, I am often asked “Will a conviction to a New York speeding ticket affect my insurance rates?”  This question is often asked because insurance rates are one of the primary reasons why someone would want to fight a speeding ticket.  The short answer is “maybe”.

Under Insurance Law Section 2335, New York insurance companies may raise a motorist’s insurance rates for a number of reasons. The ones involving the issuance of traffic tickets are set forth below:

  • Motorist is convicted of driving sixteen (16) miles per hour (or more) over the limit
  • Motorist is convicted of speeding and/or reckless driving on 3 or more occasions
  • Motorist is convicted of speeding or reckless driving where injury or death results
  • Motorist is convicted of driving while intoxicated or impaired (alcohol or drugs)
  • Motorist is convicted of leaving the scene of an accident without reporting it
  • Motorist is convicted or 2 or more moving violations

So what does this mean?

For a motorist with a clean record (i.e., no points, no accidents), a conviction to most “small” moving violations will NOT result in your insurance rates being raised.  Examples of such violations are speeding 15 mph (or less), disobey a red light, running a stop sign, failure to signal, and improper turns.

A second conviction, however, to a “small” offense can be used to raise your rates.  Further, a conviction to speeding 16+ mph alone is enough for your insurance company to raise your rates.

The next question commonly asked is “How long will a traffic conviction be held against me for insurance rate purposes?” The answer is 36 months from the date of conviction.

The lesson behind Section 2335 is that it does not take much for an insurance company to have a basis to raise your rates. One “big” speeding ticket (16+ mph) or two “small” traffic tickets is enough. Therefore, it is generally worthwhile fighting any New York speeding ticket or traffic, and try and reduce or eliminate points.

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MEN WANTED for hazardous journey, small wages, …

This ad was placed in an English newspaper circa 1919 by explorer Sir Ernest Shackleton for one of his South Pole expeditions. Undaunted, roughly 500 adventuresome souls responded.

Why was this ad effective?  One might argue that it worked because life was full of constant danger in 1919 and people’s alternatives were limited.  Alternatively, one might argue that people responded because Shackleton was already known as a seasoned adventurer with good reputation.

I would disagree with both arguments.  Instead, I contend that the 500 applicants responded because the ad resonated with their desire for excitement, being challenged and achieving a difficult task.  Anyone reading this ad who was truly longing for adventure would likely respond.   Further, the ad clearly served to weed out the faint of heart, and those looking for easy money and a comfortable work experience.

Indeed, despite Shackleton’s crew abandoning ship when it got stuck in the ice, and then drifting for months in freezing conditions on an ice floe, many survived.  Research done concluded that so many people survived because of the type of people who responded to the ad.  If he had just asked for sailors, many more likely would have perished.

When you write your help wanted copy, consider Shackelton’s ad and use wording that will inspire the type of person that you are looking to hire.  Similarly, when you write marketing materials, write them in a way that will resonate with your ideal customer.

If you do so, you will get the right type of people to respond and save yourself time in filtering out people who are not a good fit for your company.

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Forced (Lender Placed) Insurance Can Gouge Homeowners

Many homeowners are paying excessive insurance premiums and do not even realize it.

Homeowners carry insurance to provide financial protection in the event their home suffers damage from a fire, hurricane or other casualty.  Banks or other corporations holding your mortgage also want financial protection to secure the value of their collateral.  That makes sense.  If  a fire destroys your house, and you don’t have insurance, then your home and the bank’s investment literally go up in smoke.

What does the bank and other corporations do to protect their investment?  They buy insurance and require the homeowner to pay for it.  They call it “lender insurance”.  Consumer advocates like me call it “force-placed” insurance.  Here’s the rub.

Many banks charge homeowners “forced-placed” insurance premiums that that are often 600% higher than the fair market cost.  That’s not all.   The banks often buy the insurance from a company that they own themselves.  Sounds shady?

The banks and other corporations, in these situations, don’t shop around to get the best price.  If you have received a letter or an email from your  bank, mortgage company or other corporation holding your mortgage, that they have placed insurance on your home,  then you need to check into it.

If you believe you’ve been a victim of excessive and unsavory lender insurance practices, feel free to post a comment about it, or email me.

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Cop Issues Speeding Ticket, Then Stalks Motorist

Chicago resident Evangelina Paredes was issued a speeding ticket in Stickney, Illinois and, then, drove away.  Unbeknownst to her, it was love at first sight for issuing police officer Chris Collins.  The smitten cop illegally used Department of Motor Vehicle records to locate Paredes’ home address and, then, went to her house.

Collins left the following note on her car:

“It’s Chris … that ugly bald Stickney cop who gave you a ticket.  I know this may seem crazy and you’re probably right, but truth is I have not stopped thinking about you since.  I don’t expect a girl as attractive as you to … even go for a guy like me, but I’m taking a shot anyways.”

Collins added he’d understand if Paredes never called — but said he wanted to make it up to her for giving her a speeding ticket.  “I did cost you $132 — least I can do is buy you dinner.”

Paredes is now suing the officer claiming she was fearful that a policeman could stalk her.  The officer told a local news outlet that he had no bad intentions.  He just wanted a date.

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How Much Does A New York Reckless Driving Ticket Cost?

A violation of a VTL 1212 reckless driving ticket is a very serious charge with many costs.  Outside New York City, reckless driving tickets are not routinely issued in New York. However, in the 5 boroughs, they are dispensed like candy.

VTL § 1212 defines reckless driving as follows:

“Reckless driving shall mean driving or using any motor vehicle, motorcycle or any other vehicle propelled by any power other than muscular power or any appliance or accessory thereof in a manner which unreasonably interferes with the free and proper use of the public highway, or unreasonably endangers users of the public highway. Reckless driving is prohibited.  Every person violating this provision shall be guilty of a misdemeanor.”  (emphasis added)

The interpretation of “unreasonably interferes” and “unreasonably endangers” according to the NYPD is quite broad.  Often, NYPD officers will issue such tickets for committing a simple traffic violation, and NYC judges will find them sufficiently-issued despite the lack of some aggravating factor.

For instance, we see motorists who inadvertently go the wrong way up a one-way street get written up for reckless driving (despite being able to safely back up and correct themselves without an accident or near accident).  While this conduct may not actually be “reckless”, we often see reckless driving tickets issued for such a maneuver.

In such case, the motorist’s should fight the reckless driving charge at trial or negotiate a plea bargain (pleading guilty is not a viable option in my opinion).  However, the stakes are generally too high to risk taking such a case to trial.

So what are the stakes?  The literal answer to the question of what is the cost of a reckless driving ticket is that it is between $100 to $300 for a first offense (with the maximum increasing substantially for additional offenses within 18 months).   The fine, of course, does not include the $70 additional New York State surcharge imposed on all moving violations and possible other court costs.

However, there are many other “costs” of a New York reckless driving ticket.  Indeed, the single worst “costs” of a reckless driving conviction are possible jail time and the creation of a criminal record.  Reckless driving is not only a moving violation but also a criminal (misdemeanor) offense.  A reckless driver can be imprisoned for up to 30 days for a first offense, up to 90 days for a second offense and up to 180 for a third offense.  The likelihood of jail time increases if there are aggravating factors like an accident or alcohol-involvement.  Jail and a permanent criminal record are obviously very serious penalties.

Further, a reckless driving ticket carries a total of 5 points.  This is a lot of points to get for a single ticket.  Remember, you can be suspended for just 11 points.  Additionally if a conviction results in your license having 6 or more points, you will also have to pay the Driver Assessment Fee.  This fee is $300 for 6 points and $75 for every point above six.

Finally, a reckless driving conviction will likely result in your auto insurance rates being increased.  This is considered a “big” ticket and provides a basis to allow your insurance company to raise your rates (even if you have an otherwise clean record).

The good news is that reckless driving tickets in New York City are not heard at the Traffic Violations Bureau. Unlike the TVB, a favorable outcome via a plea bargain can often be negotiated to avoid a criminal record, lessen points and keep your auto insurance from being raised.  Dismissal of these tickets is also possible when there is a defect in the original ticket filed with the court.

Our firm has fought 100s of reckless driving tickets in New York and has a favorably resolved the vast majority of them.

So what do you do if you get one?

The first thing is to be polite to officer.  Rudeness has bought many a motorist extra tickets.  Indeed, technically the officer could “run you through” the system which would mean, at least, 24 hours locked up while you wait for your case to be called.

The next thing you do is to note the court date toward the bottom of the ticket.   This is the date on which you must appear to enter a plea.  On that date, you always should plead not guilty.  It is at this time that you or your traffic lawyer can inspect the original ticket for defects.  In New York City, the back of the ticket must set forth what was reckless about your driving conduct.  A mere conclusion is insufficient.  If you are unsure, I would still ask the court for a dismissal on the grounds that it is defective.  You have nothing to lose.

If you cannot get it dismissed, then the court will often propose a plea bargain which involves no points and just a fine.  If you are offered such a deal, take it!  This will avoid a trial as well as a possible jail sentence, a criminal record and an insurance hike.  Usually, the fine is between $150 and $300 with such a plea bargain.

Below is a list of courts in New York City which handle reckless driving tickets (also known as pink tickets).

Manhattan (New York) Criminal Court
346 Broadway
New York, NY 10013

New York Midtown Community Court
314 West 54th Street
New York, NY 10019

Queens Criminal Court
120-55 Queens Blvd
Kew Gardens, NY 11375

Bronx Criminal Court
215 East 161st Street
Bronx, NY 10451

Kings (Brooklyn) Criminal Court
120 Schermerhorn Street
Brooklyn, NY 11201

Kings (Brooklyn) Community Court
88-94 Visitation Place
Red Hook, NY 11201

Richmond (Staten Island) Criminal Court
67 Targee Street
Staten Island, NY 10301

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Traffic Court Judge Booted Off Bench For Sexting

Generally, it is a good quality for judges to be open and transparent.  However, Philadelphia traffic court judge Willie Singletary allegedly took this belief a little too far (and low).

He was recently relieved of his judicial duties for allegedly taking a cell photo of his genitals and, then, showing it to a female c0-worker.  It is further alleged that he was seeking sex asking “Don’t you want a piece of this?” .

Judge Singletary is a controversial figure.  When he was elected, his own driver’s license was suspended and he owed roughly $11,000 in traffic court fines.  He was also caught a few years on video asking for campaign contributions in exchange for his assistance in Traffic Court.  Singletary is heard saying to would-be donors “You all gonna need my hook-up, right?”. 

This could not have come at a worst time for the Philadelphia traffic court. It is already under a cloud amidst a long list of allegations of ticket fixing for political friends and family.

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Lawyer Gets In Big Trouble After Lying About Speeding Ticket

Some motorists will go to great lengths to beat a traffic ticket.  However, this story is over-the-top (in a bad way).

A Queens lawyer claimed that a New Jersey trooper used an anti-Semitic slur during a traffic stop.  The attorney, Elliott Dear, an Orthodox Jew, was pulled over in 2007 while allegedly speeding 84/55 mph.

A few days later, Dear sent a letter to the court saying the trooper used the ethic slur against him, and that “this prejudice obviously was the cause for the ticket.”  He repeated the claim in an interview with investigators.

Unfortunately for Dear, the traffic stop was video-taped and the recording fully exonerated the trooper.  The trooper did nothing wrong.

Dear is now suspended from the practice of law for six months, and needless to say his speeding “defense” did not work.  While often recommend fighting your traffic tickets, this is clearly not the way.

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