MEN WANTED for hazardous journey, small wages, …

This ad was placed in an English newspaper circa 1919 by explorer Sir Ernest Shackleton for one of his South Pole expeditions. Undaunted, roughly 500 adventuresome souls responded.

Why was this ad effective?  One might argue that it worked because life was full of constant danger in 1919 and people’s alternatives were limited.  Alternatively, one might argue that people responded because Shackleton was already known as a seasoned adventurer with good reputation.

I would disagree with both arguments.  Instead, I contend that the 500 applicants responded because the ad resonated with their desire for excitement, being challenged and achieving a difficult task.  Anyone reading this ad who was truly longing for adventure would likely respond.   Further, the ad clearly served to weed out the faint of heart, and those looking for easy money and a comfortable work experience.

Indeed, despite Shackleton’s crew abandoning ship when it got stuck in the ice, and then drifting for months in freezing conditions on an ice floe, many survived.  Research done concluded that so many people survived because of the type of people who responded to the ad.  If he had just asked for sailors, many more likely would have perished.

When you write your help wanted copy, consider Shackelton’s ad and use wording that will inspire the type of person that you are looking to hire.  Similarly, when you write marketing materials, write them in a way that will resonate with your ideal customer.

If you do so, you will get the right type of people to respond and save yourself time in filtering out people who are not a good fit for your company.

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Forced (Lender Placed) Insurance Can Gouge Homeowners

Many homeowners are paying excessive insurance premiums and do not even realize it.

Homeowners carry insurance to provide financial protection in the event their home suffers damage from a fire, hurricane or other casualty.  Banks or other corporations holding your mortgage also want financial protection to secure the value of their collateral.  That makes sense.  If  a fire destroys your house, and you don’t have insurance, then your home and the bank’s investment literally go up in smoke.

What does the bank and other corporations do to protect their investment?  They buy insurance and require the homeowner to pay for it.  They call it “lender insurance”.  Consumer advocates like me call it “force-placed” insurance.  Here’s the rub.

Many banks charge homeowners “forced-placed” insurance premiums that that are often 600% higher than the fair market cost.  That’s not all.   The banks often buy the insurance from a company that they own themselves.  Sounds shady?

The banks and other corporations, in these situations, don’t shop around to get the best price.  If you have received a letter or an email from your  bank, mortgage company or other corporation holding your mortgage, that they have placed insurance on your home,  then you need to check into it.

If you believe you’ve been a victim of excessive and unsavory lender insurance practices, feel free to post a comment about it, or email me.

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Cop Issues Speeding Ticket, Then Stalks Motorist

Chicago resident Evangelina Paredes was issued a speeding ticket in Stickney, Illinois and, then, drove away.  Unbeknownst to her, it was love at first sight for issuing police officer Chris Collins.  The smitten cop illegally used Department of Motor Vehicle records to locate Paredes’ home address and, then, went to her house.

Collins left the following note on her car:

“It’s Chris … that ugly bald Stickney cop who gave you a ticket.  I know this may seem crazy and you’re probably right, but truth is I have not stopped thinking about you since.  I don’t expect a girl as attractive as you to … even go for a guy like me, but I’m taking a shot anyways.”

Collins added he’d understand if Paredes never called — but said he wanted to make it up to her for giving her a speeding ticket.  “I did cost you $132 — least I can do is buy you dinner.”

Paredes is now suing the officer claiming she was fearful that a policeman could stalk her.  The officer told a local news outlet that he had no bad intentions.  He just wanted a date.

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How Much Does A New York Reckless Driving Ticket Cost?

A violation of a VTL 1212 reckless driving ticket is a very serious charge with many costs.  Outside New York City, reckless driving tickets are not routinely issued in New York. However, in the 5 boroughs, they are dispensed like candy.

VTL § 1212 defines reckless driving as follows:

“Reckless driving shall mean driving or using any motor vehicle, motorcycle or any other vehicle propelled by any power other than muscular power or any appliance or accessory thereof in a manner which unreasonably interferes with the free and proper use of the public highway, or unreasonably endangers users of the public highway. Reckless driving is prohibited.  Every person violating this provision shall be guilty of a misdemeanor.”  (emphasis added)

The interpretation of “unreasonably interferes” and “unreasonably endangers” according to the NYPD is quite broad.  Often, NYPD officers will issue such tickets for committing a simple traffic violation, and NYC judges will find them sufficiently-issued despite the lack of some aggravating factor.

For instance, we see motorists who inadvertently go the wrong way up a one-way street get written up for reckless driving (despite being able to safely back up and correct themselves without an accident or near accident).  While this conduct may not actually be “reckless”, we often see reckless driving tickets issued for such a maneuver.

In such case, the motorist’s should fight the reckless driving charge at trial or negotiate a plea bargain (pleading guilty is not a viable option in my opinion).  However, the stakes are generally too high to risk taking such a case to trial.

So what are the stakes?  The literal answer to the question of what is the cost of a reckless driving ticket is that it is between $100 to $300 for a first offense (with the maximum increasing substantially for additional offenses within 18 months).   The fine, of course, does not include the $70 additional New York State surcharge imposed on all moving violations and possible other court costs.

However, there are many other “costs” of a New York reckless driving ticket.  Indeed, the single worst “costs” of a reckless driving conviction are possible jail time and the creation of a criminal record.  Reckless driving is not only a moving violation but also a criminal (misdemeanor) offense.  A reckless driver can be imprisoned for up to 30 days for a first offense, up to 90 days for a second offense and up to 180 for a third offense.  The likelihood of jail time increases if there are aggravating factors like an accident or alcohol-involvement.  Jail and a permanent criminal record are obviously very serious penalties.

Further, a reckless driving ticket carries a total of 5 points.  This is a lot of points to get for a single ticket.  Remember, you can be suspended for just 11 points.  Additionally if a conviction results in your license having 6 or more points, you will also have to pay the Driver Assessment Fee.  This fee is $300 for 6 points and $75 for every point above six.

Finally, a reckless driving conviction will likely result in your auto insurance rates being increased.  This is considered a “big” ticket and provides a basis to allow your insurance company to raise your rates (even if you have an otherwise clean record).

The good news is that reckless driving tickets in New York City are not heard at the Traffic Violations Bureau. Unlike the TVB, a favorable outcome via a plea bargain can often be negotiated to avoid a criminal record, lessen points and keep your auto insurance from being raised.  Dismissal of these tickets is also possible when there is a defect in the original ticket filed with the court.

Our firm has fought 100s of reckless driving tickets in New York and has a favorably resolved the vast majority of them.

So what do you do if you get one?

The first thing is to be polite to officer.  Rudeness has bought many a motorist extra tickets.  Indeed, technically the officer could “run you through” the system which would mean, at least, 24 hours locked up while you wait for your case to be called.

The next thing you do is to note the court date toward the bottom of the ticket.   This is the date on which you must appear to enter a plea.  On that date, you always should plead not guilty.  It is at this time that you or your traffic lawyer can inspect the original ticket for defects.  In New York City, the back of the ticket must set forth what was reckless about your driving conduct.  A mere conclusion is insufficient.  If you are unsure, I would still ask the court for a dismissal on the grounds that it is defective.  You have nothing to lose.

If you cannot get it dismissed, then the court will often propose a plea bargain which involves no points and just a fine.  If you are offered such a deal, take it!  This will avoid a trial as well as a possible jail sentence, a criminal record and an insurance hike.  Usually, the fine is between $150 and $300 with such a plea bargain.

Below is a list of courts in New York City which handle reckless driving tickets (also known as pink tickets).

Manhattan (New York) Criminal Court
346 Broadway
New York, NY 10013

New York Midtown Community Court
314 West 54th Street
New York, NY 10019

Queens Criminal Court
120-55 Queens Blvd
Kew Gardens, NY 11375

Bronx Criminal Court
215 East 161st Street
Bronx, NY 10451

Kings (Brooklyn) Criminal Court
120 Schermerhorn Street
Brooklyn, NY 11201

Kings (Brooklyn) Community Court
88-94 Visitation Place
Red Hook, NY 11201

Richmond (Staten Island) Criminal Court
67 Targee Street
Staten Island, NY 10301

Posted in New York Traffic Lawyer Tips, traffic law, Traffic Tips & Info | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

Traffic Court Judge Booted Off Bench For Sexting

Generally, it is a good quality for judges to be open and transparent.  However, Philadelphia traffic court judge Willie Singletary allegedly took this belief a little too far (and low).

He was recently relieved of his judicial duties for allegedly taking a cell photo of his genitals and, then, showing it to a female c0-worker.  It is further alleged that he was seeking sex asking “Don’t you want a piece of this?” .

Judge Singletary is a controversial figure.  When he was elected, his own driver’s license was suspended and he owed roughly $11,000 in traffic court fines.  He was also caught a few years on video asking for campaign contributions in exchange for his assistance in Traffic Court.  Singletary is heard saying to would-be donors “You all gonna need my hook-up, right?”. 

This could not have come at a worst time for the Philadelphia traffic court. It is already under a cloud amidst a long list of allegations of ticket fixing for political friends and family.

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Lawyer Gets In Big Trouble After Lying About Speeding Ticket

Some motorists will go to great lengths to beat a traffic ticket.  However, this story is over-the-top (in a bad way).

A Queens lawyer claimed that a New Jersey trooper used an anti-Semitic slur during a traffic stop.  The attorney, Elliott Dear, an Orthodox Jew, was pulled over in 2007 while allegedly speeding 84/55 mph.

A few days later, Dear sent a letter to the court saying the trooper used the ethic slur against him, and that “this prejudice obviously was the cause for the ticket.”  He repeated the claim in an interview with investigators.

Unfortunately for Dear, the traffic stop was video-taped and the recording fully exonerated the trooper.  The trooper did nothing wrong.

Dear is now suspended from the practice of law for six months, and needless to say his speeding “defense” did not work.  While often recommend fighting your traffic tickets, this is clearly not the way.

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NYC Uses QR Codes And Haiku To Promote Traffic Safety

Be safe.   Watch out.  Drive carefully.  These are all common expressions that we say all the time.  Unfortunately, they are so commonplace that they can be easily ignored

Well New York City has figured out a clever way to get the attention of motorists, bicyclists and pedestrians.  They have created a series of 12 colorful street signs with QR codes. These signs will be installed in high-crash locations near cultural institutions and schools. When someone downloads the code, they are given a Haiku poem to remind them of traffic safety issues.

I love this idea.  It hopefully will provide a fresh and compelling reminder that hopefully New Yorkers will actually heed.

Take look at them and let me know which is your favorite?

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First Amendment Extends To License Plates

In March 2010, I wrote about how DMV censors vanity license plate requests and rejects those which it finds to be offensive in a post entitled “Funny And Offensive Vanity License Plates“.

Well, last week, in a 7-year old lawsuit, a Federal judge in Albany held that DMV can be required to give motorists the option of getting a license plate border with a politically-sensitive message.  Specifically, the plates state “Choose Life”.

The DMV argued that such plates could induce road rage, but the Judge Neal McCurn held that the DMV’s prohibition violated motorists’ free speech First Amendment rights.

Enforcement of this ruling is on hold while the case is appealed but, if it is upheld, you can expect to see a multitude of new license plate templates including a “9/11 Remembrance Plate” and a “Cure Childhood Cancer” plate (both of which are on hold pending a final decision in this case).

Posted in New York Traffic Lawyer Tips, traffic law, Traffic Tips & Info | Tagged , , , , , , , , , , , , | 1 Comment

Commercial Vehicles No Longer Must Display NYC Tax Stamps?

The Federal Motor Carrier Safety Administration recently sued New York City arguing that it is unlawful for the city to require commercial vehicle operators to display an MVT sticker, and won!

The MVT sticker is proof that the operator has paid an annual tax imposed upon non-passenger motor vehicles used principally in New York City or in connection with a business carried on in the City, and passenger vehicles used to transport passengers regularly in New York City.  Examples of vehicles included within the reach of this tax are trucks, construction vehicles, camper trucks, taxis and buses.  The tax is $1,000 for medallion taxis, $400 for other passenger vehicles and ranges from $40 to $300 for non-passenger vehicles.

On October 20, 2010, the Federal Motor Carrier Safety Administration (FMCSA) rendered a decision barring the City of New York from requiring the display of Commercial Motor Vehicle Tax (CMVT) stamps for commercial vehicles engaged in interstate commerce.  The decision does not apply to taxi cabs, however.

This decision means that operators of affected commercial vehicles are not required to display an MVT sticker and police officers cannot properly issue a pink ticket for failure to have one.  If you are issued a No MVT Tax Stamp ticket, you should be able to get it dismissed based on the above decision.

Note: A request to reconsider the FMCSA decision is pending so it is possible that this decision would be reversed.  However, if you have such a ticket, you should definitely fight it and, for now, you should expect to win.

Posted in New York Traffic Lawyer Tips, traffic law, Truck Tickets & Info | Tagged , , , , , , | 1 Comment

What The NYC Ticket-Fixing Scandal Means To Motorists

I first wrote about the New York City ticket-fixing scandal last April.  We explained that in all 12 Bronx precincts, fixing traffic tickets was a common practice.  Indeed, one or more officers in each precinct were assigned to be “fixers”.   These individuals would take requests to get traffic and parking tickets dismissed for friends and families of police officers.

Well, last week, after an extensive investigation, 16 Bronx police were indicted on various charges but most centering around the “courtesy” of making roughly 300 traffic tickets and parking tickets “go away”.  So what does this mean to the motorists?

All of these officers have been suspended from duty pending trail of the charges brought against them.  That means, that none of these officers will appear in traffic court for the near future.  If you have a case pending with any of these officers, then do NOT miss your court date.  Show up and be ready for trial.  Without the officer, your judge at the Bronx Traffic Violations Bureau (pictured above) will have to dismiss the charge or, at the very least, mark it against the officer.  Upon the second mark, the Bronx TVB will almost always dismiss your case.

What if your case wasn’t issued by one of these 16 officers?  In addition to the indicted cops, 100s of other Bronx police officers face disciplinary action arising out of the scandal.  This means that there very well may be other Bronx police officers who will not be able to testify in traffic court.

Bottom line:  Plead not guilty to any Bronx traffic ticket and appear as scheduled.  Do not re-schedule, and answer ready when your case is called.  You may be in for a pleasant surprise.

Below is the list of the 16 police officers arrested last week.

Joseph Anthony, Virgilio Bencosme, Jason Cenizal, Jennara Cobb, Michael Hernandez, Marc Manara, Christopher Manzi, Brian McGuckin, Eugene P. O’Reilly, Jaime Payan, Ruben Peralta, Jose R. Ramos, Jeffrey L. Regan, Luis R. Rodriguez, Christopher Scott, and Jacob G. Solorzano.

Posted in New York Traffic Lawyer Tips, traffic law, Traffic Tips & Info | Tagged , , , , , , , , , | 1 Comment